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Hoyes Michalos is a personal insolvency firm with 20 years’ experience helping people build a plan to become debt free. As a Licensed Insolvency Trustee, we are accredited by the Canadian government to provide Consumer Proposal, Bankruptcy and Credit Counselling services. Our team of professional debt experts provide caring, confidential, friendly advice to help you get out of debt and get back your life. Our Kitchener office is conveniently located on King Street between Downtown Kitchener and Uptown... Read more

Ira Smith Trustee & Receiver Inc. is a full service insolvency and financial restructuring practice serving companies and individuals throughout the Greater Toronto Area (GTA) facing financial crisis or bankruptcy that need a plan for Starting Over, Starting Now. We approach every file with the attitude that corporate or personal financial problems can be solved given immediate action and the right plan. Our services include but are not limited to: Personal Services Corporate Services Creditor... Read more

Are you stressed about your financial situation? Has your paycheque or bank account been garnished? Are bill collectors harassing you at home or at work? Have you lost your job, recently divorced, or fallen ill? No matter the reason, Welker and Company understands how stressful that challenging financial situations can be. That's why we focus on creating a caring environment in which we take the time to understand your unique personal situation and make you aware of your options. During each consultation... Read more